Hi @Phart254!
Based on your description, it sounds as though your card issuer is declining our attempts to authorize use of the card. Most often this occurs if the billing address listed on PayPal does not match exactly what they have, but ultimately you would need to contact them to ask why our attempts to gain authorization are being declined. I'm truly sorry for your experience, and I hope this helps. Thank you for joining the PayPal Community!
Michelle
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