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You are correct that Paypal does hold funds for 'new sellers' but that does not last long just till you build up a selling reputation.
Other payment methods 'may' be quicker but as a buyer i would only look for sellers that accepted Paypal as I want that buyer protection.
So whilst you may get your money more quickly another way others may wait a while but get a higher payment for their items as more buyers will bid / buy from them.
When i sell I would prefer the wait and the higher amount.
LOL, 1600 odd 'complaints' that you will probably find were often due to ignorance on how paypal works against the 218 MILLION paypal account holders at the moment is the tiniest of dots in the ocean
So i don't think that qualifies as 'most people beg to differ' as most people are happy using their paypal account.
I have been through the new seller hold, didn't bother me one bit, it didn't last for long and i rarely waited more than a week as i sent the items trackable. Also as it was for buyer protection i understood why it was in place as I want buyers to use paypal and buy from me.
But as I said if you want to go and use another site / payment processor that does not bother me one bit, more buyers for me.
Try this review as well for a payment processor that does a fraction of what paypal does >>
Not true you can issue a refund whilst your funds are being held.
1. Refund and the funds are taken from your bank account until your held funds are released.
2. Phone customer services and they will release the held funds back to the buyer.
I would not dream of letting a buyer wait 3 weeks !!!
As for using 'other' processors then I guess you didn't see the link I posted above...LOL
Thats original, not a great one for adult debate then are you?