Money sent but not recieved

[lulzx]

I've just transfered money via credit card, and the transfer statement in the activity panel shows "Payment sent", but reciever said the transfer is on hold, is that possible? If the transfer is on hold, why the statement shows "Payment sent" on my side?

[kernowlass]

@lulzx 

Did you use the friends / family option to send it or goods / services.