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Hi @Asad_G
I hope all is well. Thank you for raising your concern. It's a great thing you've inquired about this first prior to making the transaction. PayPal always wants to help ensure the safe and secure use of our services by both buyers and sellers. Please be advised that sending a payment as 'Friends and Family' will not cover you for PayPal's Buyer Protection Program. Which means, if something is to happen along with that transaction, you are not eligible to file a dispute. You may review the FAQ below:
What is PayPal Buyer Protection?
You can also review the PayPal's User Agreement to understand what is covered and not covered under the PayPal's Buyer Protection.
Hope this helps.
Kind regards,
Kudos will be much appreciated
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