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Does not having a card attached to your account affect merchant services?

Member

Does not having a card attached to your account affect merchant services?

Hi, I have a bank account attached to my merchant account and the debit card for it is about to expire. If I do not attach a new card, will it affect my account reputation and/or sales? The bank account is still there. I only make payments using my PayPal balance and I do not have any plans to withdraw the money from PayPal, so is there any reason why I should attach a new card?

I am aware that not having a card would result in 5-7 day wait for transactions to be completed, however receiving money to my PayPal balance (not involving my bank account) and sending money from my PayPal balance would still be instant, correct?