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What does PayPal do when there is not enough money in my Bank X account to pay for a purchase ?

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Dnoe2113
Contributor
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Bank X is my preferred payment method. What does PayPal do when there is not enough money in my Bank X account to pay for a purchase ? Does Paypal try to get the money for the purchase from a backup payment method ?

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What does PayPal do when there is not enough money in my Bank X account to pay for a purchase ?

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kernowlass
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@Dnoe2113 

 

Normally yes but as they tend to credit the seller upfront then they may put your account into negative until you clear the debt or a back up funding source funds the payment.


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Kudos / Solution appreciated.

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What does PayPal do when there is not enough money in my Bank X account to pay for a purchase ?

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Go to solution
kernowlass
Esteemed Advisor

@Dnoe2113 

 

Normally yes but as they tend to credit the seller upfront then they may put your account into negative until you clear the debt or a back up funding source funds the payment.


Advice is voluntary.
Kudos / Solution appreciated.

What does PayPal do when there is not enough money in my Bank X account to pay for a purchase ?

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Go to solution
Dnoe2113
Contributor

Thank you Kudos.  But I'm afraid that doesn't fully reassure me.

First of all PayPal never had to tell me off for lack of funds and I would like to keep it that way.

I would hope they automatically first take the funds in my PayPal account, then for the remainder of the amount automatically my Preferred Payment method and failing that automatically the other payment methods. Automatically !

I'm not a young chap you see.  And suppose I'm taken to the hospital following a stroke or something of the sort. Result:  Google might block my email account and for a lot of things I depend on that email account. That's what worries me. You see ?

 

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