Do you HAVE to link your debit/ credit card/ bank details to your account.

FireStarRacing
New Community Member

Hi

I was wondering if anybody knows if you HAVE to link your debit/ credit card/ bank details to your paypal account. If I didn't link them, would i still be able to recieve money from ebay transactions and would I be able to use the money in my account to buy other things with it providing I have enough. I am not too bothered about money going into my account as i won't be making much. Can anyone help?

Thanks

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26 REPLIES 26

Juhiz
Member
Member
I am trying to link my paypal account to google play , but it requires me to add Credit/debit/ bank details. I don't even have one.......
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PayPal_david
Moderator
Moderator

Hi there Juhiz.

 

Sorry to hear that you are experiencing difficulties when you are linking your PayPal and Google Play accounts.

 

Can I ask if you have a card or bank currently active on your PayPal account? You would need to have active funding sources registered on your account before you will be able to successfully link your PayPal and Google Play accounts.

 

David.

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FCRichter
New Community Member

Dear people at PayPal:

 

I have a related issue with this bank account matter. I don't have a credit card, and when I log in to buy a service on PayPal it always requires that I submit a credit card (which I don't have). It has been said here that it may be due to insufficient funds, but it also has been said that you can buy only for a short time without submitting a credit card, and to a limited extent. But 'how many time', and what's the money limit? How can I be sure that I will be able to buy if I send money to PayPal but don't have a credit card? Of course I don't want to take the risk, I don't want my money stagnated in here. Could the site explain itself when it requires the credit card? I mean, give a specific reason for the requirement?

 

The site should make very explicit what you can or cannot do with it at a given moment. It happened to me before that my very first purchase (of around 20 dollars) couldn't be completed since I didn't have a credit card. It made me think: what's the point of letting me use my local debit card to transfer you the money, if you won't let me use it without a credit card, and you won't even warn me about that? Of course it **bleep** me off. Please give us some transparent guide through this. Thanks in advance

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onnanohito
Member
Member

Hi, I have had a Paypal account for a few years now, but haven't used it until rescently. Now my question is, Can I still make purchases with only my card number or do I HAVE to link my bank account in order to do so? I rescently made a small purchase and I am not really sure if it did went through or not. All I get is a negative statement in my paypal account, does this mean that it's pending?

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PayPal_Sophie
Moderator
Moderator

Hi onnanohito,

 

Thanks for posting on the Community Forum about this.

 

If you only want to make payments using your card, you are definitely free to do so. You are not required to add your bank to PayPal if you don't wish to.

 

If your payment went through successfully, it will show on your PayPal account activity as 'Completed'.

 

Hope this helps!

Sophie

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xFroz
Contributor
Contributor

I have SGD$55 in my Paypal account and I want to buy a game on battle.net which costs SGD$54. I have enough money to buy it but when I try to check out, I'm required to to link my Paypal account to a card if I want to buy it. I do not want to link it to a card but I desperately want to buy the game. I've bought another game on Steam before but I wasn't required to link my account to a card, why do I have to link it when I want to buy a game from battle.net. Is it something to do with battle.net or does it register as I do not have enough money?

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PayPal_Anna
Moderator
Moderator

Hi xFroz,

 

Thank you for posting and welcome to the Community Forum!

 

We’re sorry to hear about the challenge with completing the transaction.

 

Please note that for certain purchases adding and verifying a card is necessary. I would recommend you to link and verify a card, please note it doesn’t need to be a credit card, it can be a debit card.

 

This will help you complete the payment.

 

Thank you for your patience.

Anna

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AVMUSTANG02
New Community Member
PayPal, why do I need to put a debit or credit card when I post a listing on eBay it didn't happen before! And also when I am checking out something why do I need a credit or debit card i thought I just use PayPal to pay .Please respond as soon as possible thank you
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B789
New Community Member
I linked my card but I can't make purchases
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KARahaman
New Community Member

How to get a credit card? Why getting a credit card is so tough? Why debit card is not accepted anywhere online? If we should really start using a credit card, then why it is too hard to get a credit card? Why you have to struggle too much to become eligible to get a credit card? Why credit card providers don't want to provide a credit card to anyone so easily? I want to share my personal painful experience about to get a credit card. You can't believe that I am trying to get a single credit card for 1 and half year.And still I have no credit cards. It is very frustrating and painful. Where I have 6 debit card but I haven't any credit card. Because getting a debit card is so easy. Everyone providing you a debit card. They don't want any additional documents or activities to provide a debit card. But comparing to that getting a credit card is too much tough. You have to be eligible to get it. They ask lots of documents like IT file, Insurance policy (if any), residential proof, telephone land line documents and the list is goes on goes on goes. Not only that they want to show if you have big amount of balance in your bank account. Not only that you have to maintain a good money transaction to your bank account for at least 6 month or more. Then they will calculate your all transactions amount and get an average and they will decide you are eligible or not to get a credit card. After 1 and half year I am still not eligible for that. Shame on the system. Where in today's life eMoney is the first choice of people, at least for online money transaction. There is a very big difficulty to get a credit card. Please tell me how can I use a credit card where I don't have a credit card ? Use of a credit card is not the problem, getting a credit card is the initial problem. On the other hand why all online payment, why all merchant sites, all online shopping stores like amazon, ebay and why all online money transfer service like paypal, payza don't accept debit cards where everyone have a debit card? Why they always ask for a credit cards where everyone don't have a credit cards? Why they only accept credit cards where a little amount of people have credit card? If they don't want to give credit cards everyone then why they don't accept debit cards? In that way they are just ignoring a big amounts of consumers. Because lot's of online customers have at least 5 to 10 debit cards but don't have a single credit card. So when a customer just decide to purchase a product or service online from Amazon, ebay or similar other sites using his/her debit cards, unfortunately they can not able to make any purchase. And they get a negative experience about online shopping. This is foolishness.They are making a big mistake. Those online shopping stores just missing a lots of sales because of not accepting debit cards on their payment methods. I have no idea about the rest of the world. I am from India and I am talking about India. India is a vast country with over 1.2 billion people. Where the entire world has total 7 billion population, India has 1.2 billion. India is the 2nd largest populated country in the world (after China). It is a huge market place. If entrepreneurs, business owners and marketers are ignoring Indian market not allowing debit cards on payment, then they are just losing a lots of consumers. Because I think now a days in India over 90% people have debit cards, But only a few people like 5 to 6 % have credit cards. This is not only my problem, but also millions of people's problem like me. In India lots of people are not familiar with Credit Card. Lots of average people don't know what is a credit card actually, even they have multiple debit cards in his pocket. As an example I need to purchase a new website domain and a web hosting service for my online business site. But I could not able to make the payment because I don't have a credit card. Purchasing a domain is not a big deal, it's very cheap. But I can't because of a single credit card. I have enough money in my bank account but I am not able to spend a single dime online because I don't have a credit card. What a rubbish, nasty and disgusting system. Why debit card is not accepted? There are two solution:- 1. If getting a credit card is too tough, then everyone should have accept debit card payment method. 2. If they don't want to accept debit card on their payment methods, then the process of getting a credit card should be much easier. Please think about it from my point of view. Thank you.

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