Extending the time period that a buyer can file a dispute from 45 days to 180 days is a bad policy, in my opinion. I understand that buyers who use credit cards can file a dispute for up to 180 currently, but why create a policy that will increase the number of returns, and allow more room for unethical behavior. I understand that Paypal would prefer that buyers use their system rather than going through their credit card company for a chargeback, but this policy is overkill. I sell coins. Coins go up and down in value, and a six-month window for returns is simply too long. Also, with Paypal's objective of getting less chargebacks, and driving those issues through the Paypal system, they will in fact increase the number of overall returns. People often return items that are "as described" but say they are "not as described" because they feel they have to to return an item. No seller can be secure that their sales are final until six months later. I believe this policy should not be implemented, or should be changed to 60 days, or 90 days. 180 days is too long. The majority of buyers do not pay with a credit card, and now those buyers will have six months to return an item. The policy should remain as it is today, prior to the 11/15/14 change date. I am very proud of my 15 year relationship with Paypal, and we have made money together, but this is a bad change, and it will prevent me from selling higher priced items, and items that are gold and silver, and fluctuate in value over a six month time period. I wish Paypal would reconsider this move, and the implications of this change.
