I want to close my account and I don't care that I have a .05 cent balance and I do not want to link my bank account just for this. I am tired of getting SCAM emails every day and wondering if they are real. Can someone please help me with this.
Sounds like you are receiving spoof emails so NEVER USE ANY LINK in them.
Read here to check.
Firstly if the email/text addressed you as ''Dear Member'' / ''Customer'' / ''Client'' OR your ''email address'' then that confirms its a spoof as paypal would address you by your full name eg Dear John Smith.
Secondly if there was a link OR attachment in that email/text to ''cancel'' any transaction or ''confirm'' any details then again it would be a spoof.
If there was a problem with your account Paypal would not ask you to click on an unsafe link in an email or by downloading an attachment, they would direct you to log in normally and go to the resolution or the message centre for more information.