I recently opened a second Paypal account under a nickname used by me in my business. I was unaware the name needed to be legal for verification purposes. Now I have money in the account which is not accessible since I cannot verify my nickname. How do I get around this? Do I need to refund all the money and then close the account and re-open in my legal name? I have another Paypal account that is also not my legal name, but I've never had a problem with that account. Why is this?