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When you are opening a PayPal account you need to open it for the country that you are currently living in. You would also need to add financial information for that country as you would be unable to add a bank account from a different country than the account is opened in. So if you open an account in Kuwait you would not be able to add a UK bank account. You would have the option to add a US bank account as all accounts have this option. There are no extra charges for upgrading to a business account and all fees are the same regardless of the account type. If you are receiving international payment you may be charged a cross border along with the normal receiving fee. Please see our fees based on a UK account.
I hope this answers all of your questions.