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Several years ago I upgraded my PayPal personal account to a Business Account. I would now like to ad a separate personal account. Everything I find on the topic is about doing the reverse (personal to business). I feel like I’ve throughly searched through all the options and setting in my account and I don’t see anything about adding another account.
You're allowed one PayPal personal account and one business account.
You wont find any link in your business account to open a personal account. Your personal account will be totally separate from your business account and will require a different email address and different financial accounts.
You can sign up for a personal account from the homepage.
Here is a PayPal link with details on having two accounts.