2 Factor Auth
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Is there a specific reason that paypal does not require 2 factor auth with services like google authenticator?
2 factor auth is the industry standard and I am loosing funds because of chargebacks due to unauthorized payments from hacked accounts.
With 2 factor auth enabled I would be able to check if a payment has been made securely or insecurely.
Seems like a no brainer and would massively cutdown on fraud cases.
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At least if they don't enforce it I should be able to check if a payment was made from a secure account with 2 factor auth enabled or not. Otherwise the only other option I have is a verification email with passcode and it is trivially easy to change the primary email address for a hacked account.
I just did it on my own account as a test and it took less than 2 minutes.
Even with the notification emails sent when adding/changing primary email address if an account owner does not check their emails immediately it is possible for a hacker to submit a technically valid order without 2 factor auth enabled.
Last week I processed an order and ti took the original account own 8 days to realise their account had been hacked. Am I supposed to wait for 10 days - 6 months just in case account was hacked before I fulfil an order*?
* digital goods so seller protection does not apply
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- Hacker!Have someone a solution? in Disputes and Limitations Archives