PayPal Merchant Services & Resources - UPDATED Jan 2012

[PayPal_Frank]

Hi merchant community!

I wanted to create a quick reference for the PayPal merchant products and where to find documentation for using and implementing these products.

Section titles link to the official PayPal products pages.

All this information can be found at www.paypal.com/merchants or on our developer site: www.x.com.

For integration and developer support, our developer forums can be found here: https://www.x.com/developers/paypal/forums .

For a table view of all our features, see: https://www.paypal.com/us/cgi-bin/webscr?cmd=p/mer/directory_intro-outside

Products for Receiving & Processing Payments

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Online Invoicing

• With Online Invoicing, you can create and email your invoice in just minutes, complete with a Pay Now button customers can click to pay you.
• Your customers don't need a PayPal account to pay.
• PayPal takes care of collecting and protecting the payment card information.
• Product Data Sheet
• Pricing (Click the Pricing Tab)
• Invoicing API Solution also available
• X.com Invoicing API Product Page
• Invoicing API Getting Started Guide

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Website Payments Standard

• Create and add payment buttons to your website.
• Your customers don't need a PayPal account to pay.
• PayPal takes care of collecting and protecting the payment card information. Your customers will complete checkout on the PayPal website.
• Product Data Sheet
• Pricing  (Click the Pricing Tab)
• Developer Documentation:
  
  • Manuals and Integration Guides
  • Getting Started Guide
  • X.com Product Page
• Developer Community Forum:
  • Basic Website Payments
  • PayPal Shopping Cart
  • Encrypted Website Payments

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Website Payments Pro

• Process credit cards directly on your website.
• Your customers will never leave your website. As they will not be sent to PayPal to pay, they usually won't know that PayPal is being used unless you choose to disclose that information.
• You can think of Website Payments Pro as an internet merchant account and gateway in one package.
• Product Data Sheet
• Pricing  (Click the Pricing Tab)
• Developer Documentation:
  • Manuals and Integration Guides
  • Documentation
  • X.com Product Page
• Developer Community Forum

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Express Checkout

• Usually used to accept PayPal transactions in combination with Website Payments Pro or Payflow Gateway.
• PayPal customers will be redirected to PayPal to login and authorize the transaction but checkout will be finalized on your website.
• This is an API based solution for receiving PayPal payments. Website Payments Standard is a browser based solution that doesn't require API credentials.
• Product Data Sheet
• Pricing  (Click the Pricing tab)
• Developer Documentation:
  • Manuals and Integration Guides
  • X.com Product Page
  • Getting Started Guide
• Developer Community Forum

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Virtual Terminal

• PayPal-hosted online payment form, which enables merchants to accept phone fax, mail, and in-person orders for all major credit cards.
• Product Data Sheet
• Pricing (Click the Pricing tab)
• User Guide
• X.com Product Page

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PayPal Mobile

• Overview of Mobile Products
• Create a mobile checkout experience that is optimized for Android and iOS devices.
• Mobile Express Checkout Product Information
• Mobile Express Checkout Library (MECL): If you want the PayPal checkout flow to be in a browser or webview, you can use our Mobile Express Checkout Library. This is useful if you already have a express checkout integration completed for your website or if app store policies require you to complete your checkout flow in a browser. This library will help you integrate the mobile web flow into your app.
• Mobile Payments Library (MPL): Add in-app payments by just adding a “Pay with PayPal” button to your iOS or Android app. PayPal’s library will display an in-app UI to ask the buyer to log in and complete the payment. It’s the quickest way to add payments into your app, and you can do it without having back-end services running.
• Pricing (same as Express Checkout)
• Getting Started Guides:
• Mobile Express Checkout Library for Android
• Mobile Express Checkout Library for iOS
• Official Documentation
• Developer Community Forums:
• Mobile Developers
• Mobile Express Checkout
• Mobile Express Checkout Library

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Adaptive Payments

• This is an API based solution that allows a developer to create their own payment processing system that uses our platform. This is a very flexible product with many different applications.
• Adaptive Payments 101
• Adaptive Payments Developer Guide
• Adaptive Accounts Developer Guide
• X.com Product Page
• Getting Started Guides:
• Adaptive Accounts
• Adaptive Payments
• Permissions Service
• Developer Community Forum:
  • Adaptive Payments
  • Adaptive Accounts

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PayFlow Gateway

• Process credit cards using a PayPal hosted form or directly on your website. We send the transaction to your processor for settlement. When they settle the transaction, your bank credits your merchant account.
• Compared to Website Payments Pro, this is a more traditional gateway service that can be used in concert with a new or existing merchant bank account.
• There are two flavors:
  • Payflow Link: Customers are redirected to a secure PayPal payment page with an easy payment form. They can choose to pay with PayPal or enter their credit card information.
  • Payflow Pro: Customers remain on your website during checkout.
• Pricing (Click the Pricing Tab)
• X.com Product Page
• Getting Started Guide
• Developer Documentation:
  • Payflow Link
  • Payflow Pro
• Developer Community Forums:
• Payflow Gateway
• Payflow Link

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Industry Solutions

• Nonprofits
• Digital Goods
• Education
• Political Campaigns
• Government

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PayPal Payments Advanced

• Accept credit cards and convert more customers with PayPal Payments Advanced. This all-in-one solution offers a secure payment experience and provides an embedded checkout that keeps customers on your site. It includes a merchant account from PayPal. It’s PCI compliant to help manage your credit card security requirements. And you can tap into 100 million plus active PayPal users, who look for PayPal’s buyer protections and trusted way to pay.
• X.com Product Page
• Embedded Checkout Design Guide (PDF)
• Configuring PayPal Payments Advanced for Partners (PDF)

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Mass Payments

• If you make regular payments to a lot of people, you know how much time it can take. Mailing individual checks can be costly, too. Mass Payments solves both problems instantly. You can pay recipients in 22 major currencies by email from your PayPal account. No more printing checks or paying postage—just upload a list of recipients with their email addresses and payment amounts, then click Send. Minutes later, the recipients get an email with a link to their payment.
• Pricing (Click the Pricing tab)
• X.com Product Page
• Online Documentation

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Tools for Managing Payments and Checkout Experience

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Merchant Setup and Administration Guide

• Learn how merchants set up and administer their accounts, including setting their credit card statement names, blocking certain kinds of payment, adding users to their accounts, managing multiple currency balances, creating custom payment pages, getting contact numbers from payers, and working with transaction history.

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Instant Payment Notifications (IPN)

• This is a notification service that sends server to server notifications to your website when you receive transactions or other events occur on your PayPal account.
• No additional fee for use!
• One important benefit of using this service is that it does not depend on your customer to be redirected back to your site after checkout.
• X.com Product Page
• Getting Started Guide
• Developer Documentation:
  
  • Instant Payment Notification Guide
• Developer Community Forum

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Payment Data Transfer (PDT)

• This is a notification service that sends transaction information over to your website when the customer is being redirected there after checkout.
• Useful for displaying order confirmation or thank you pages that contain specific details about the transaction.
• Best to be used in concert with IPN as this feature depends on the customer being redirected back to your site. If they close their browser window before the redirect is complete, your site will not receive the information.
• No additional fee for use!
• X.com Product Page
• Developer Community Forum

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Fraud Management Filters

• Fraud Management Filters checks for payment characteristics that may indicate fraudulent activity. You set up Fraud Management Filters to provide the tightest control possible over payments so that you can deny payments that are likely to result in fraudulent transactions and accept payments that are not typically a problem. Payments that may require further investigation or intervention, such as comparing prior orders or contacting the customer for more information, can be flagged or put on hold or pended for review.
• Free filters include basic filters that screen against the country of origin, the value of transactions, and such.
• For Website Payments Pro users, Advanced Fraud Management Filters are available for an additional fee.

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Merchant Reports

• We offer a variety of reporting tools based on the type of PayPal product you're using and your volume.
• A list of these reports and their features can be found here.

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Transactional Information

• You can develop reporting apps—featuring account and transaction information—using the Transaction Information API suite.
• Getting Started Guide

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Account Authentication

• Validate your visitor's PayPal account. When you log in to x.com, you are actually using PayPal's Account Authentication service. We've opened this service to our developer community so that you can provide feedback.
• The Account Authentication API is not designed as a federated identity or single-sign on service. Instead, it is a service that PayPal built several years ago to facilitate logins to its own properties. If you're looking for an OpenID protocol version to offer single-sign on service, check out PayPal Access.
• Getting Started Guide for Paypal Access

[PayPal_Frank]

X.com PayPal Developer Forum Directory

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Account Authentication Validate your visitor's PayPal account	Adaptive Accounts Use the Adaptive Accounts API to build applications that create and manage PayPal accounts.	Adaptive Payments API The Adaptive Payments API allows merchants and developers to pay almost anyone and set up automated payments.
Australia A forum for PayPal developers in Australia.	Basic Website Payments Conversations and help on the topic of basic web payments.	Business Payments Send Online Payments Quickly and Securely Using PayPal Business Payments
Canada A forum for PayPal developers in Canada.	China A forum for PayPal developers in China.	CloudComputing Cloud Computing as we all know has changed the dynamics of how we, as developers, build and run applications.
Digital Goods Whether you're a game developer selling virtual goods, currencies or a media developer selling news content, video, blogs, music or any other premium digital media our new solution, PayPal for Digital Goods, is the optimal solution for selling digital content.	Encrypted Website Payments (EWP) To make online payments more secure, you can make Encrypted Website Payment (EWP) buttons that rely on standard public key encryption for protection.	Express Checkout API Express Checkout allows merchants and developers to minimize the number of steps customers must complete when they checkout. Discuss ideas and get help here.
Finance Conversation and help on the general topic of finance and developers.	France A forum for PayPal developers in France.	Game Development Conversation and help on payments and game development.
General Developer Support This where you can get general support as a developer on x.com.	General Support This is a general support forum.	Germany A forum for PayPal developers in Germany.
Identity Conversation and help on the topic of PayPal identity.	Innovation and Ideas Share your ideas and innovative thoughts with like-minded developers on x.com.	Instant Payment Notifications (IPN) & Payment Data Transfer (PDT) Instant Payment Notification (IPN) is a message service that automatically notifies merchants of events related to PayPal transactions. Payment Data Transfer enables merchants using Website Payments Standard to display order-related information for customers on the merchant’s site.
Invoicing Merchants, developers, and business solution providers use Invoicing APIs to automate the creation, delivery, tracking, and reconciliation of invoices with an integrated payments solution.	Italy A forum for PayPal developers in Italy.	Mexico A forum for PayPal developers in Mexico.
Mobile Developers Are you building a mobile app or website? PayPal offers a solution for both. PayPal's mobile solutions provide payment functionality to your apps allowing users to pay via a PayPal account or credit card. Whether you want a user to stay in app or use a browser, PayPal offers several choices for ensuring fast, secure and easy payments on Android and iOS platforms, or your mobile website.	Mobile Express Checkout Mobile Express Checkout allows merchants to simplify checkout for customers using mobile devices, including iPhone®, iPad®, Android devices, Blackberry, and Windows Phone 7.	Mobile Express Checkout Library If you want the PayPal checkout flow to be in a browser or webview, you can use our Mobile Express Checkout Library.
Netherlands A forum for PayPal developers in the Netherlands.	NVP Conversation and help on the topic of name value pairs and NVP SDKs.	Payflow Gateway Payflow Pro is a high performance TCP/IP-based client-server architecture solution. It includes a secure payment gateway that gives merchants total control over the payment process.
Payflow Link Payflow Link is the fast and easy way to add credit card processing to a Web site. Discuss ideas and get help here.	PayPal Developers Conversation and help for PayPal developers.	PayPal Sample Code Conversation and help around sample code (including PHP, Java, and ASP.NET) for a range of PayPal products.
PayPal Sandbox Support Conversation and help for users testing in the PayPal Sandbox.	PayPal Shopping Cart Conversation and help around the PayPal EC and WPS shopping cart functionality.	PayPalX An archive of PayPal developer network forums.
Permissions Service API PayPal's permissions service enables you to request and obtain authorization to make API calls and take action on behalf of your customers.	SOAP Conversation and help on the topic of name value pairs and SOAP SDKs.	Social Network Developers Conversation and help for Social Network developers using PayPal APIs.
Spain A forum for PayPal developers in Spain.	Subscriptions Conversation and help for developers creating subscription model apps	Testing Your Apps in Sandbox Help for developers testing their apps in the PayPal sandbox environment.
United Kingdom A forum for PayPal developers in the UK.	Web Checkout Conversation and help for developers creating web checkout solutions.	Website Payments Pro PayPal's Website Payments Pro is an API-based solution that enables merchants and developers to accept credit cards, debit cards, and PayPal payments directly on their website.
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