Working Capital
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Have had 4 loans each one for more than the one before. Paid last one off early so I could get another loan to capitalize on a deal to buy merchandise for upcoming season, got approved but for much less than my other loans. I didn’t take the loan but if I do it will barely cover what a spent to pay the loan off early. Called PP but didn’t get very far. Call my business’s bank and they will give me what I want if I change to their credit card processing. Is there any one that I can call at PP that can look at my history so I can get what I need?
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Working Capital
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I'm not sure if you tried this PayPal link to info specifically for Working Capital.
Office hours are at the bottom.
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When I called about limits, I was told that they base it on the previous 12 months of sales, for example if you applied today 4/23/18, it would base your numbers 4/1/2017 - 3/31/2018. if you apply 5/1/18 it is based on 5/1-4/30 2018. I was also told that the alghorithms also look at the most recent 3 months of sales to view consistency, amounts and defect rate/refunds. Not sure if this helps but thought I would add my 2c 🙂
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Hi have had 4 loans last one was for less then half of the last loan. They only look at the past 90 days.
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