Hi
I have just paid off my second paypal working capital loan. I have now applied for another loan but been declined. Code - DLGJ0645. It appears that my sales over the last 3 months or so have dipped so I am not eligible. The reason my sales have dipped is because of the coronavirus lockdown meaning that I have been unable to purchase stock from my usual sources - auctions etc. These sources are now getting back to normal so I am again in a position to purchase stock.
Unfortunately the application process is purely computer calculated. I spoke to customer services who said I should continue to apply in the future as when my sales go up I will again be eligible. My sales won't go up if I cant get any stock. I will struggle to get a loan from any other source.
Has anyone got any advice on this?
