You would think with all these other cards as competition that PayPal would increase the $10 overdraft to a little more. Don't get me wrong it helps every week but other cards are offering a lot more and for people like us who been with them for years and have been loyal and all our money throws threw them you would of thought they would of jumped aboard. So when I got my disability check moved to a card I had to go to Chime they started me off from day one at $45 overdraft with no one penelty or nothing I tipped them but that was my choice. I hate it but damn we need the help sometimes I got kids and they need food and sometimes I run short, how many of you had to do same???