Lusaka

Hope01
Contributor
Contributor

Am scammed how can I request refund .the man promised to send me a document after I send $ to him but he has even blocked me

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kernowlass
Esteemed Advisor
Esteemed Advisor

@Hope01 

 

how did you pay ie which paypal option did you use to send the money OR did he send you an invoice?


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Hope01
Contributor
Contributor
I used the option send/receive to family members or friends. He gave me an email to send to then he send me an educational document via Telegram but up to now nothing he has even blocked me I can't even now how can I get a refund.
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kernowlass
Esteemed Advisor
Esteemed Advisor

@Hope01 

 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a “gift” payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade his paypal fees and negates your buyer protection at the same time. That is also why you would be unable to open a dispute apart from an unauthorised transaction (if your account was hacked and used without your consent).


Your only hope is if you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately again as it was a 'gift' of money they may decline as well.




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