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How to NOT accept credit card payments? (chargeback issues)

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How to NOT accept credit card payments? (chargeback issues)

How can I NOT accept credit card payments? I use the setExpressCheckout (NVP) API and I do not want to allow any credit card payments.

 

It's frustrating when someone chargebacks a $3 payment and then you end up paying $20 on each chargeback they opened. It's not a scaleable way to do business.