unavoidable fee for sending money to contacts?

cindersojuniper
New Community Member

Hi everyone. I can't seem to avoid paying a fee when sending a personal payment, even through Friends and Family option. It defaults to my Debit card, which uses fees, even though my bank account is selected as the preferred payment method. I tried removing the debit card from my account but when I attempt to pay, it forces me to add one. I can't use my bank account to send money unless I enable 'Purchase Protection'. It always forces me to use a debit card. Can someone please help? thank you so much!

 

I do have a canceled money send transaction(for not meeting minimum amount) in my recent activity if that has anything to do with it.

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