Click on your user name in your post and you will see its personal.
You can't have a business account in your country as the option to receive paypal payments is sadly not available in Nigeria. You can only send payments for purchases funded by your (confirmed) credit card.
Paypal varies a lot country to country and can only offer the services that the banks / governments of that country allow it to offer. There are quite a few countries unable to receive paypal payments.