Can’t change personal to business account
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Did you follow the steps here to upgrade your PayPal account type?
Alternatively, you could create a new account to use as your business account and leave the current one as your personal account. I would recommend this if you think you'll be using PayPal for both personal and business transactions.
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Well that's odd. I've never heard of a bank limiting you to what accounts you can link it to. Personally, if my bank was doing that to me I'd be finding another bank to hold my cash.
That said, you should really have a business bank account linked to a business PayPal account, and a personal bank account linked to your personal PayPal account. That would be best for bookkeeping and business structure / maintenance.
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