Paypal direct debits and fees
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You pay paypal to be able to accept instant payments from buyers including from credit cards.
You can of course offer other payment methods but as a buyer i would not send money to a stranger without paypal buyer protection, so if you use paypal it also attracts buyers.
So i guess they do a lot especially for my sales.
Paypal will only use the direct debit when you pay for an item / pay your ebay bill if you have selected payment that way or sending money you have withdrawn to your bank account.
If you want anything else sorted out its best to contact customer services directly.
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