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Paypal - Trying to make instant transfer default to credit card rather than bank

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Paypal - Trying to make instant transfer default to credit card rather than bank

It gets kind of tedious switching the form of payment each time I make a purchase from the default bank payment to a credit card.  Is there any way to change the default payment option to bank rather than credit card?  I understand that it is in Pay-pal's interest to do bank payments rather than credit card to avoid the service fee.