Why is there no way to contact a real person on PayPal anymore.
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Disputes
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A dispute for an unauthorised transaction is telling paypal that your account was hacked and used without your consent to make that transaction.
Paypal would check IP addresses and devices and close the dispute if it was you that made the transaction.
Paypal does not choose your sellers for you, they give you 'some' buyer protection and the rest is up to you to risk assess your own transactions and who you purchase from.
If you bought from a scam website via a credit card and the card declined your claim (which they have been doing for these China web sites or Social Media ads) then would you close your credit card? Or if you paid via your bank account would you close your bank account?
Advice is voluntary.
Kudos / Solution appreciated.
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yes and I would go to another bank.
however my bank has already reviewed this case and the site tool sew is listed as a phishing site and has been taken down so they stopped payment and credited my money back canceled my card and issued me a new one.
with my bank i was able to talk to a real person.
unlike pay pal that only allows a person to talk to an automated system.
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my bank gives me the option to stop payment if I believe a payment has been sent to a scam site.
e bay gives the option to cancel your order.
pay pal gives no such option!
pay pal is not even giving the option to speak to a real person at this time.
the moment I discovered that the tools payment for the tools I ordered was going to 2 separate email addresses and one being a hotmail I attempted to cancel my order and discovered that there was no option to cancel.
I also found the site tool sew listed as a phishing site.
I tried contacting pay pal to stop payment and found that there was no option to do so and no option to speak to a costumer service representative other then a chat bot.
my only option was to contact my bank and they canceled my bank card and credited the money back after they found that the site toolsew was listed as a phishing site.
here are the two email address my payment was being sent to.
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for those who don't know.
it is a big red flag to have each order sent to a different email address especially free email such as hot mail.
Pay Pal should have the option to cancel payment within the first 3 days or at least before the order is shipped and a tracking number is received.
but the fact that there is no way to speak to a customer service agent other then a automated system makes pay pal unsafe to do business with.
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