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Suing PayPal in small court

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Contributor

Re: Suing PayPal in small court

And...you are posting an article that is 8 years old. Scams aren't new; but the ones being done in the past year are the most I've ever seen in a 9 month period. I think it has been rampant particularly because of Covid-19 and they are taking advantage of people who have been staying home and ordering things online more. There's way more to this than you are willing to see.
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Contributor

Re: Suing PayPal in small court

And...everyone here is slso posting FACTS as well. Just because you aren't experiencing the same thing doesn't mean we'll all lying. PayPal obviously doesn't care about facts...they only care about the scammers' lies. I'm starting to think they must have quite a large business interest in China.
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Contributor

Re: Suing PayPal in small court

Yea let me join!’
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Contributor

Re: Suing PayPal in small court

Im having the same problem and i think its bull **bleep**, Its almost like stealing if you think about it. They are using your money to invest with and that their is theft to me. You should also get interest for waiting that long. I hate PayPal with a passion.
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Contributor

Re: Suing PayPal in small court

Also having a issue.. never a single return, case or blemish since 2011. Now, I run 2 online businesses and sell random items via eBay, again, zero issues.. had an AMSO g sell day and had about $4700 paid while I was sleeping into PayPal.. normal, but not at night hours.. I move about 8-19k a month in sales. PayPal locked my account.. I called and managed to get a supervisor on the phone who worked with me. Prior, the pointless customer service person kept saying, “nothing can be done” Wow, such great employees they hire.. anyway.. Account was retired the next day. Immediately after that, PayPal puts a 40% rolling reserve for 99 days!!! So now, 40% of my $ is now held by PayPal due to no exact reason. I make profit off my business but not 40% net profit let sale, few business do, if any. So now, I’m forced to struggle, figure stuff out and possible have business slow down, due to a policy PayPal can’t even make sense of. Total BS! All they say now is, “refer to the policy” Imagine, 40% of your salary on hold for a rolling 90 days, let alone, pay bills, utilities, buy products and keep business cost running, oh, and right before the holidays. It’s disgusting payouts to monitored better by a legal system and banks. I would lovveeeeee to sue them and get my $ back and never use them ever in my life
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Contributor

Re: Suing PayPal in small court

I am looking to sue PayPal too! There a **bleep**ing scam company who hold your money up to 90days in an offshore account making them money when I’ve sent items and the items have been received by buyer weeks after and they still hold the money saying because no tracking was supplied because it was sent with a 1st class stamp they have every right to hold my money! Even when the customer has contacted PayPal to say they have received my item and are happy they still want to hold it up to 90 days! It’s ridiculous and I’m sick of selling items on shpock or eBay to be held my funds up to 90 days saying it’s a security issue and we have to hold the funds! **bleep**
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Contributor

Re: Suing PayPal in small court

Have $213 in the account and had to turn down a $170 and $600 sale due to the limitation which popped up after I went to transfer the money to my bank account. This is a business account, not a personal one. They limited and then banned my personal one because I sold a stone through it (~$27) and refused to accept any explanation for lack of receipt (how do I get a vendor's receipt from a rock that I collect myself?????) I do lapidary and self collect my own specimens and pieces for cabbing and shaping.
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New Community Member

Re: Suing PayPal in small court

I've used PayPal to buy countless times I sold my brembo big brake kit about 5-6 months ago and I have had 0 tries getting ahold of them. I got corporate on the phone and they said there department does not deal with that part of Business, just a waste of time. So ebay took thier money and so did paypal, from 1100 I o ly get 894.00 usd and on top of that they're holding my money and avoiding all my emails I had bills to pay during covid hardest times and this hold caused me lots of damage in fees because of it and credit issues. Super upset really want to sue
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Contributor

Re: Suing PayPal in small court

Our story:

 

We're a small business in Idaho. We had been selling on eBay for well over 10 years. We only accepted PayPal during this time. We've done millions in business through eBay and PayPal. In October of 2019 we received a closure email for violating PayPal's AUP policy. After hours of trying to figure out what or how we violated the policy we finally gave in and accepted our fate. 

 

Our account had a positive balance which would be help for 180 days. That date came up. I received an email requesting I change the password on the account, which I did. While logged in I checked on the status of the balance. I was horrified to see the following transaction: $8,345.76 USD;PayPal Posting Date:Mar 18, 2020;Payment to:Paypal;PayPal's damages caused by Acceptable Use Policy violation;.

 

PayPal, without even sending an email or any sort of correspondence (no transaction receipt email) simply took the money. After numerous numbers of emails trying to understand how this worked. I received this message through the message center:

 

"Thank you for contacting PayPal.

PayPal maintains an Acceptable Use Policy to identify the types of products and services that are prohibited and those that require pre-approval.

Ultimately, it is the responsibility of the buyers and sellers to ensure they are compliant with all applicable laws. All customers are required to conduct transactions in accordance with the Acceptable Use Policy. Sellers should also carefully read both the eBay Prohibited and Restricted Items Policy and the PayPal Acceptable Use Policy if they plan to use PayPal as their payment processor for eBay auctions, storefronts, and websites. Failure to comply with these policies may result in limitations placed on your ability to use the PayPal system.
For further information, please go to the 'Legal Agreements" link located at the bottom of any PayPal webpage and click the "Acceptable Use Policy" link.


If you violate the Acceptable Use Policy, we may hold your funds up to 180 Days, may debit your PayPal account up to $2,500.00 USD  for each such violation and may take legal action against you to recover additional losses we incur. 

 
When you accepted the PayPal User Agreement you agreed that $2,500.00 USD   per AUP violation is a reasonable minimum estimate of PayPal's actual damages, considering all currently existing circumstances, including the relationship of the sum to the range of harm to PayPal that reasonably could be anticipated because, due to the nature of the violations of the Acceptable Use Policy, actual damages would be impractical or extremely difficult to calculate . PayPal may deduct such damages directly from any existing PayPal balance in any PayPal Account you created, own and or control.

The specific activities that may subject you to fines by PayPal can be found in the Acceptable Use Policy"

 

Now, PayPal does NOT actually provide their complete AUP. If you've ever read the AUP they link you to it's so incredibly vague that anyone and anything could violate it at any time. 

 

I have filed claims with the BBB, CA AG, ID AG, and pretty much everyone else I can think of. 

 

P.S. Stop using PayPal. They do not care about you. They will not help you. When they decide you're no longer an asset they will cancel your account and confiscate your money guised under the vague language in their AUP.

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Contributor

Re: Suing PayPal in small court

Sounds to me like you need to acquire legal counsel. Did you click a link in an email to change acct info? That's dangerous because it could be a phishing email trying to get your login info. Always go to PayPal via their website; never through an email. If you did everything legitimately, then getting legal help with getting your money back is the only option at this point.