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Spending limit reached

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Spending limit reached

Hey guys, so I never verified my account and now can’t send any more money/ use my account, it’s saying I need proof of address which I’ve now provided no biggie, but it’s also saying i need to provide a bank account? I don’t have a bank account at the moment as I just use a prepaid MasterCard but I’m just wondering if anybody knows if I NEED a bank account to be able to start using my account again