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If you sent a friends/family payment then you sent a ''gift'' of money to someone, police would not be interested as you were not buying anything, if you were you would have used the goods/services option.
kernowlass, you've literally been banging the drum for two years. We get it, it's "a gift" if we don't use goods and services option. The point that is very apparent is that PayPal allows scammers on it's platform. PayPal is still refusing to protect it's customers. The message is - if PayPal isn't collecting it's 3% fee, we can all go **bleep** ourselves. I have been banging the drum that there are new and more protected ways to send money and people should avoid PayPal at all costs. If PayPal doesn't care about it's customers, they need to go find a company that does. But please, keep telling us how we made the mistake...SMH
Well OF COURSE there are scammers on paypal, there are scammers everywhere, where have you been???
Do you think paypal should check every single person in the world to see if they have a criminal record first before they allow them a paypal account?
The fact that there ARE scammers is the reason WHY paypal give you 2 options.
Friends/family to SAFELY send to mates and family members gifts of money free of charge if you don't use a card OR good/services if you are paying for a purchase.............its not rocket science and not sure how they can make it any more clear for you.
OR PayPal can offer 1 option and protect their customers!!! I get you're carrying water for these guys, but fortunately there are way more options to send money. PayPal may have forged the way, but they are a dinosaur in the space. THAT is not rocket science!!
I do not carry the water for anyone, I often speak against paypal policies and do not agree with all their terms and conditions.
However they DO protect their customer, as long as you select the correct option to pay then you get buyer protection.
If you choose to select the incorrect option then sadly thats your own bad decision and you should take responsibility for your mistake.
I was scammed once > learnt from it and moved on, I did not blame anyone else for my silly error.
Well I guess it's pretty obvious that I just expect more from a company than you. Imagine this happened with a bank? Imagine this happened with a credit card?? It used to happen, but then the credit card companies learned that their customers and reputation are more important than their 3% fee. If this happened on a credit card, they would protect me - in fact that was your actual remedy if I recall. Imagine they also had someone who voluntarily gives advice blaming a customer that they just should've known better. There are hundreds or maybe at this point thousands that have been scammed. It's literally a topic talked about as much as their services. You bet I learned how to not get scammed again, I'll use a platform that cares for it's customers. Here's a pail for that water pal...
Yes of course credit cards protect you as you are not sending FREE payments to family/friends with a credit card are you?
BUT if you sent a BANK TRANSFER and imputted the wrong account number then you may well not be able to get your money back.
Also if you actually READ my post on friends / family payments I actually said this................
If you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.
Each company is different in what they offer and so you need to read up on them.
However I will leave you to just give abuse and insults as that is the usual thing folks resort to when they have lost an argument.
My apologies if I hurt your feelings, but you reiterating that "it's our fault" - hundreds or thousands of us, is disingenuous. Show me another platform that has this much scamming going on. At this point I must believe that you just copy and paste your response to this issue.
I'll let the community decide whether I lost this argument, not you.
It would take more than that to hurt my feelings, i just feel hurling insults a bit silly.
And to be honest if you used the friends/family option to pay for goods or services then it is your fault isn't it...........even credit cards have declined chargebacks if you have used that option.
As for another platform that has scammers then there are plenty, scams are going on worldwide, its just most times folks blame the scammers and not the credit cards / debit cards / bank accounts etc that they used to pay for those items when they were scammed.