Scammed out of $80, Left me broke.

[jandroclarke]

I really need some help and advice here, I recently made a payment to someone of $40 CAD. I asked them if they had received a confirmation email and they said no even though their information was correct, So I resent the payment and when I asked if they received it then. They blocked my email and refuse to respond to me. They took around $80 from me and I know it's difficult to get a refund under the Friends and Family payment but please I'm desperate, I've been left completely broke now and I'll do anything just to get my money back. 

[kernowlass]

@jandroclarke 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time.

You would also not be able to open a dispute apart from one citing an unauthorised transaction but that would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.

If you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.