Scammed Via F&F what can I do?
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Been scammed via a payment via friends and family this week, was over a facebook item.
Item was £500 i used my credit card, i have all corresponding messages showing the payment will be for the item and his reply with the promise of a tracking number. His facebook profile is legit as it goes back years, there is pictures of him and i also have his email address. I've phoned police and told to wait at least a week before reporting a theft/fraud. Surely as the messages show the friends and family payment was for an item it can be disputed?
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A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a “gift” payment, there is also no Buyer protection as no goods or services should have been exchanged.
If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time.
If you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.
Advice is voluntary.
Kudos / Solution appreciated.
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