Scam via Paypal

Boondockr
New Community Member

So I tried purchasing an account for a game via PayPal. Met on an online platform, chatted for a bit, exchanged emails, and once I felt comfortable went ahead and transferred the money over. Used the business option, but once it went through he told me he couldn’t accept it because he wasn’t set up as a business... So he had me send it through as a personal money transfer (which I should have known was fishy) and obviously never heard from him afterwards... Do I have any way of getting my money back? I have screenshots of all the conversation, but not PayPal just says I can’t file a claim from a personal transfer... Thanks in advance for any info!

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kernowlass
Esteemed Advisor
Esteemed Advisor

@Boondockr 

 

Do you mean you sent it using the friends/family option? If so then sadly....

 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a “gift” payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time. You would also not be able to open a dispute apart from one citing an unauthorised transaction (but that option is for hacked accounts so would be closed as you had authorised the transaction).

If you funded your paypal payment via a credit card then contact your card issuer and see if they will assist you but unfortunately as it was a 'gift' payment they may decline as well.




Advice is voluntary.
Kudos / Solution appreciated.
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