Mystery transaction on my account

acgordon
Contributor
Contributor

On 9th January, a transaction appeared on my Paypal account for $200 USD to someone I have never heard of. I live in the UK, but as the transaction was in US dollars I can only assume that the payee lives in the US. The email receipt gave no indication about what the money was for. I immediately raised an Unauthorised Transaction complaint with Paypal. A few hours later they denied my claim saying that the transaction was ‘not unauthorised’. An appeal was also rejected. 

Can anyone please tell me what I can do next? The transaction put me over my credit card limit and has caused me much distress so far.

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