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Just been scammed through F&F - I can dispute it right?

KingKhan0
New Community Member

Just been scammed through F&F - I can dispute it right?

Just been scammed by a very disgusting person, paid through F&F, I could still get my money back through a dispute though right? I think I've done it before, and I know I'm stupid for trusting but oh well. I have screenshots of the transaction and even the conversation we had and how he stopped responding after the payment was made. Just for reassurance, I can get my money back right?
1 REPLY 1
kernowlass
Esteemed Advisor

Re: Just been scammed through F&F - I can dispute it right?

@KingKhan0 

 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time.

You would also not be able to open a dispute apart from one citing an unauthorised transaction but that would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.

If you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.




Advice is voluntary.
Kudos / Solution appreciated.