Is there a PayPal payment method without the ability for buyer to retract the payment?

[DeadNormal]

Hello,

I have a bunch of things I'd like to sell on Gumtree and I'm looking for a reliable method to accept digital payments. As all items will be sold locally I won't have any records of exchange (selling or shipping receipts etc.) I need a payment method that is an equivalent of cash in hand.

I'm a bit conffused by the number of options PayPal provides. Here's my simple dumb question — is there a way to receive a payment without buyer having an option to retract it?

Gumtree (and other less trackable market places) is full of scammers and I would like to protect myself as much as possible avoiding retractions, disputes or claims of any kind.

Many thanks!

[kernowlass]

@DeadNormal

That depends on many factors all listed in Paypals seller protection policy for you to read and then risk assess your transactions.

Legal bottom of page > user agreement > seller protection.

[DeadNormal · Accepted solution]

Thanks for the link!

From what I understood the short answer would be "NO"

"PayPal seller protection does not apply to Claims, Chargebacks and/or Reversals for the reason that the purchase was Significantly Not as Described (SNAD) nor for items that you deliver or are picked up in person."