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If I chargeback directly through my credit card (I am the buyer), will my balance go negative?

justjamesqq
New Community Member

If I chargeback directly through my credit card (I am the buyer), will my balance go negative?

I purchased tickets through an agency and they are refusing to refund due to COVID restrictions cancelling the tickets. 

 

I wanted to check if I should open a dispute through paypal or go directly through my bank?

 

Ideally I'll go through my bank and chargeback but I wanted to check if there would be any issues with my paypal if i did so as I paid through paypal with the credit card.