So basicly I was going to buy some shoes of this lady seemed pretty legit and all asked for my address and name to ship to and once I sent the cash she said she would ship in the morning never did just blocked my number this not acceptable I need my 50$ please help ! Already put a dispute in but was denied help!!!
Why was it denied? You must have sent payment as friends and family, didn't you? And filed an Unauthorized payment when it wasn't and that was the only option, yes? It's the only way I can see PayPal denying your dispute. Friends and family has no purchase protection, it is a gift payment. Always use Goods and Services payment type when buying.
It didn’t give me the option to choose business or nothing and yes that was the only option anyway I can atleast some money this lady just got away with free 50$ sucks man
A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance. However as it is a “gift” payment, there is also no Buyer protection as no goods or services should have been exchanged.
If he was not a close mate or family member you should never use that option as it enables the seller to evade his paypal fees and negates your buyer protection at the same time. That is also why you would be unable to open a dispute apart from an unauthorised transaction (if your account was hacked and used without your consent).
You also risk having your account limited for using this option when you are purchasing goods as its against Paypal rules.
Your only hope is if you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately again as it was a 'gift' of money they may decline as well.
Advice is voluntary. Kudos / Solution appreciated.
