I lost my money

PanosMoutsos
Contributor
Contributor
I paid someone from Facebook and he scammed me .Can you please help me take my money back please .If anyone know how inform me
Login to Me Too
3 REPLIES 3

kernowlass
Esteemed Advisor
Esteemed Advisor

@PanosMoutsos 

 

Depends HOW you paid, did you use the goods / services option so that you had buyer protection and can open a paypal dispute OR did you send a ''gift'' of money to someone using the friends / family option where you would have no paypal buyer protection?


Advice is voluntary.
Kudos / Solution appreciated.
Login to Me Too

PanosMoutsos
Contributor
Contributor
Yes I sent him the money as a family
Login to Me Too

kernowlass
Esteemed Advisor
Esteemed Advisor

@PanosMoutsos 

 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a “gift” payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time.

You would also not be able to open a dispute apart from one citing an unauthorised which would be closed as you authorised the payment.
You also 'risk' having your account limited for using this option when you are purchasing goods as its against Paypal user agreement.

If you funded your paypal payment via a credit card then contact your card issuer and see if they will assist you but unfortunately as it was a 'gift' payment they may decline as well.




Advice is voluntary.
Kudos / Solution appreciated.
Login to Me Too

Haven't Found your Answer?

It happens. Hit the "Login to Ask the community" button to create a question for the PayPal community.