I got ripped off.
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I sent a man money for a promised amount of money and was never sent the product so I made a report to the resolution center and they didn’t give me my money back. What should I do?
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How did you pay for the item, which Paypal option?
How did you fund the payment, which funding source?
Which Paypal dispute did you open?
Did you escalate to a claim?
Advice is voluntary.
Kudos / Solution appreciated.
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A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a “gift” payment, there is also no Buyer protection as no goods or services should have been exchanged.
If he was not a close mate or family member you should never use that option as it enables the seller to evade his paypal fees and negates your buyer protection at the same time. That is also why you would be unable to open a dispute apart from an unauthorised transaction (if your account was hacked and used without your consent).
Your only hope is if you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately again as it was a 'gift' of money they may decline as well.
Advice is voluntary.
Kudos / Solution appreciated.
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