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I am scammed and I dont know what to do

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Member

I am scammed and I dont know what to do

I made a transaction via friends and family and the seller has completely gone dark after receiving the payment. I don't know what to do to get my money back. It's literally $300. Any help would be great

1 ACCEPTED SOLUTION

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Esteemed Advisor

Re: I am scammed and I dont know what to do

@manisha2121 

 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time.
You would also not be able to open a dispute apart from one citing an unauthorised transaction but that would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.

If you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.




Advice is voluntary.
Kudos / Solution appreciated.

View solution in original post

2 REPLIES 2
Highlighted
Esteemed Advisor

Re: I am scammed and I dont know what to do

@manisha2121 

 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time.
You would also not be able to open a dispute apart from one citing an unauthorised transaction but that would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.

If you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.




Advice is voluntary.
Kudos / Solution appreciated.

View solution in original post

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New Community Member

Re: I am scammed and I dont know what to do

Accidently sent 1000 instead of 100 ..couldnt stop it couldnt call paypal because of covid and find out it's not even a white girl. But some black guy in Nigeria Paypal pretends it's my fault and says I made the error ..they should always give us a way to stop or cancel reguardless of friends and family option