Hi! Please help me, I got scammed!

[HiChat]

Hi there! Today I got scammed 15 dollars which is pretty annoying. So I didn't select the payment/goods tick about some payment protection. They said I could still refund if I wanted to... but I think I got tricked. They blocked me on discord and I want my money back. If I can't, I will just be more careful.

Information:
-sent 15 usd
-paid with paypal account balance
-didn't click on the tick when I sent the money (service/product protection or something)

Please, if you know if its possible to get my money back, please let me know!
If its possible, please explain the steps. Thanks for your time of reading this, have a wonderful day!

[kernowlass]

@HiChat 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a gift payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time.

You would also not be able to open a dispute apart from one citing an unauthorised transaction but that would be automatically closed as you did authorise the initial payment.

Be careful as using that option for purchasing goods is against Paypal rules and can lead to account limitation.

If you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.