Help with getting money back from SCAM

Brigman97
Contributor
Contributor
I was paying for a service while in Dallas, didn’t end up ever actually meeting anybody. Never heard from them, got scammed $200. I paid by family and friends so PayPal won’t let me ask for a refund OR dispute it. He’s playing dumb and acting confused but I can tell he’s done it before. Ideas?
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kernowlass
Esteemed Advisor
Esteemed Advisor

@Brigman97 

 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a “gift” payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time. You would also not be able to open a dispute apart from one citing an unauthorised transaction but that would be automatically closed as you did authorise the initial payment.

You also 'risk' having your account limited as using that option for purchasing goods is against Paypal rules.

If you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.




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Kudos / Solution appreciated.

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kernowlass
Esteemed Advisor
Esteemed Advisor

@Brigman97 

 

A friends / family (or gift payment) is intended as a transfer of funds from family or friends to one another. For this reason, there is no processing fee when payment is made with bank or PayPal balance.
However as it is a “gift” payment, there is also no Buyer protection as no goods or services should have been exchanged.

If he was not a close mate or family member you should never use that option as it enables the seller to evade paying his paypal fees and negates your buyer protection at the same time. You would also not be able to open a dispute apart from one citing an unauthorised transaction but that would be automatically closed as you did authorise the initial payment.

You also 'risk' having your account limited as using that option for purchasing goods is against Paypal rules.

If you funded your paypal payment via a credit card then contact your card issuer and see if they will help you but unfortunately they may decline as well as it was a gift payment.




Advice is voluntary.
Kudos / Solution appreciated.
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Brigman97
Contributor
Contributor
Yes I understand that now. I was drinking at the time and didn’t really think much of it at the time... so there’s essentially nothing I can do?
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