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Solved! Go to Solution.
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@Eric9jax wrote:
That's a bummer. What will happen? Does that mean that the merchant can take the money and disappear? If so, does PayPal reimburse my credit card or does the credit card company take the hit? Or do I?
No, that does not. When the merchant captures payment, then you can dispute it at PayPal as item not received or significantly not as described if received. If you happen to lose PayPal dispute, you can dispute through the credit card. If transaction remains as an temporary authorization, it can expire in no longer than 30 days if funds are not captured or claimed by the merchant. If merchant responds and cancels, the authorization may still remain until expires.
Kudos & Solved are greatly appreciated. 🙂
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You probably can't cancel with these kinds of ads/merchants and have to let the transaction go to it's foregone conclusion as they'll give you some line that they already shipped, won't/can't cancel or don't respond at all but to cancel generally, the merchant is who you'd contact.
If payment is pending authorization, PayPal can't cancel that anyway, only the merchant can. Once payment is complete, then you can dispute.
Kudos & Solved are greatly appreciated. 🙂
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@Eric9jax wrote:
That's a bummer. What will happen? Does that mean that the merchant can take the money and disappear? If so, does PayPal reimburse my credit card or does the credit card company take the hit? Or do I?
No, that does not. When the merchant captures payment, then you can dispute it at PayPal as item not received or significantly not as described if received. If you happen to lose PayPal dispute, you can dispute through the credit card. If transaction remains as an temporary authorization, it can expire in no longer than 30 days if funds are not captured or claimed by the merchant. If merchant responds and cancels, the authorization may still remain until expires.
Kudos & Solved are greatly appreciated. 🙂
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