Compromised account

MikeGilbert
Contributor
Contributor

Hi I purchased an item on eBay. That person's account has been compromised. As I had an email from eBay stating this. Yet funds from my PayPal account have gone out for the transaction. I have spoke to eBay they have me a transaction number and told me to ring PayPal and have the payment reversed . This is where I am stuck. There is no way to ring or speak to a PayPal agent. Do it looks like I have lost money.. .. any help would be most appreciated... Regards Mike

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kernowlass
Esteemed Advisor
Esteemed Advisor

@MikeGilbert

 

What does it say next to the transaction in your paypal account.

 

1. Sent / completed.

2. Pending / Unclaimed.

3. Pending / Unclaimed with a cancel option.

4. Uncleared.


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MikeGilbert
Contributor
Contributor
It says payment sent But the PayPal names different from eBay
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kernowlass
Esteemed Advisor
Esteemed Advisor

@MikeGilbert

 

Yes thats because the account was hijacked.

 

..................

 


How do I open a dispute with a seller when a purchase goes wrong?

You can open a dispute in the Resolution Centre of your PayPal account within 180 days of payment if:
•You don’t receive the item
•You receive an item but it’s significantly different than the description on eBay or on the seller’s website

By opening a dispute, you can communicate directly with your seller to work out a problem transaction.

If you reach an agreement with the seller you can close the dispute. If you're still not happy with the result, you can escalate the dispute into a claim. We'll review the claim and decide on reimbursement.

These steps apply to Personal accounts. If you have a Business account, please log in to see the steps that apply to you.

To open a dispute:
1.Log in to your PayPal account.
2.Near the bottom of the page, under 'More about your account', click Resolve a problem in our Resolution Centre.
3.Click Dispute a Transaction.
4.Select the button beside the transaction you want to dispute, then click Continue.
5.Select ‘Item dispute’, click Continue and follow the on-screen instructions.

Note:
•Generally buyers must wait at least 7 days from the date of payment to escalate a dispute for an item not received
•Where an item has not been received, please ensure you have given the seller enough time before opening a dispute

https://www.paypal.com/webapps/mpp/first-dispute

DO NOT CLOSE THE DISPUTE UNTIL YOU HAVE A CLEARED REFUND OR YOUR ITEM WHATEVER THE SELLER SAYS. ALSO DON'T FORGET TO ESCALATE THE DISPUTE TO A CLAIM WITHIN 20 DAYS IF THE SELLER DOES NOT REFUND.

If that does not work then if you funded your paypal payment via a card then contact your card issuer and see if they will do a chargeback for you.


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