Case PP-L-208199604140 Funds Illegally Withheld Filing Lawsuit on 12/04/2019

jijix7
Contributor
Contributor

Case PP-L-208199604140

 

I am respectfully requesting that the hold on my funds/account be lifted. I have rent, utilities, financial obligations I have to uphold on top of the fact that I do receive direct deposit from one of the two jobs I have. I don’t need to be given the run around and I really don’t want to have to get attorneys involved for an amount under $5000. I am not necessarily requesting that my account be re-opened or allowed to continue to use the PayPal service, as I have already taken my business to your largest competitor and I am no longer in need of PayPal’s services.I have previously requested a review/appeal of my case which was not processed. Although I still disagree with the decision to deny my appeal I will abide by it – however because I feel that holding my funds for 180 days for a non-fraudulent violation of PayPal’s Acceptable Use Policy is excessive, and perhaps a punitive abuse of power, I will be filing complaints with the following agencies on Wednesday morning, December 04, 2019 if I am not satisfied with PayPal’s response to this request to release my funds:

(Agencies that I reside or have a business presence in)

 

Maryland Office of the Attorney General http://www.marylandattorneygeneral.gov/Pages/CPD/Complaint.aspx

 

District of Columbia Office of the Attorney General https://oag.dc.gov/about-oag/contact-us

 

Virginia Office of the Attorney General 

https://www.oag.state.va.us/consumer-protection/index.php/file-a-complaint

 

The California Office of the Attorney General

http://ag.ca.gov/contact/complaint_form.php?cmplt=CL

 

The Washington State Office of the Attorney General https://fortress.wa.gov/atg/formhandler/ago/ComplaintForm.aspx

 

The Florida Office of the Attorney General http://myfloridalegal.com/contact.nsf/contact

 

The Arizona Office of the Attorney General

http://myfloridalegal.com/contact.nsf/contact

 

Additionally:

The United States Federal Reserve

http://www.federalreserveconsumerhelp.gov/complaintinfo.cfm?info=1

 

(I understand that PayPal does not operate as a “bank” which is precisely why they may be interested in such complaints)The Better Business Bureau:

https://odr.bbb.org/odrweb/public/complaintlink.aspx

 

All complaints will be filed “online” Wednesday morning December 4, 2019 and written copies will also be sent via certified postal mail.I understand PayPal’s need for holding funds for credit card chargeback purposes, however a review of my account history for the last year will reveal that I have not taken advantage of my account and always am sure to resolve chargebacks. I feel that any reasonable person would conclude that holding my entire balance for 180 days is excessive and my be viewed by some as punitive or as already stated, an unnecessary abuse of power and perhaps even contrary to the laws of some states. That being said I have no problem with, and agree to leaving a balance of $150 for credit card chargeback purposes for the duration of the 180 days. I feel that this is a fair resolution while still leaving PayPal with the means to charge back any future credit card disputes to my account.Please be aware that replying with the standard “this is part of the terms of service that you agreed to” will not satisfy my request, or deter me from filing my complaints with the agencies listed above on the morning of Wednesday December 4, 2019. It will be up to those agencies to determine if PayPal is operating within the law, abusing power, etc. I am simply seeking a resolution that is fair and in the best interest of both parties.Thank you for your time again in looking into this matter.

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