I'm just seeking for the simplest explanation of why PayPal withholds funds for 180 days when they permanently limit your account. Regardless of the reasons for permanently limiting an account, (sometimes you hardly know why you have been limited), what would be the explanation for holding someone's money for an entire 6 months? Let's assume a worst case scenario where illegally earned money is involved. Should a private company hold funds suspected to be involved in fraudulent transactions? What's the legal implication, for example, for a bank that holds funds suspected to be laundered? Wouldn't it be more prudent to reverse such transactions, or refer it to investigative agencies to curtail the transaction? Team, kindly assist with this information. Holding funds and releasing it after such a period will still have facilitated an illegal transaction if at all there was one that can be proven.
