steelersfan111 - I found the following text on the Netflix website under the free trial details:
There is also this in the Netflix Terms of Service:
"Your Payment Method will be authorized for up to approximately one month of service as soon as you register. In some instances, your available balance or credit limit may be reduced to reflect the authorization; however, no charges will be made against the Payment Method unless you do not cancel prior to the end of your free trial period."
It sounds like you may have to cancel the biling agreement in time in order to receive the funds back.
Hope this helps,
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