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duke46
duke46 Member
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Not using my payPal balance to pay for something?

I leave money in PayPal for my own use and to buy things off eBay 99% of the time. Its my mad money and wife can't spend it. HAHA!

 

Now this happens a lot with me because I have friends that want to buy something of for me to bid for them and they deal in cash only. I buy they pay I take their money to the bank. But if I have a paypal bal of $100 and the item is $100 then I use paypal then you take my money. If it would let me choice to pay through my bank only or charge card or whatever then my $100 would still be in your account. But it looks like it want work that way? Why can't I make the choice on how to pay for an item without you automatically taking the $100 out of my balance all the time?

 

I would think if you operate any way like a bank then you would/could earn interest on what people have in their accounts but maybe you don't operate that way?

 

For me to get my $100 back into your account I have to do a bank transfer and that takes more time than it should to do it for some reason? So I have to wait till it is there to use it when I need to. Then the wife might get to it first!

 

Do I need two accounts with you maybe so I have better control?

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PayPal_paula
PayPal_paula Administrator
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Re: Not using my payPal balance to pay for something?

Hi duke46, 

 

When you use PayPal to send money, we always attempt to take the funds from your PayPal account balance first. If you have no PayPal balance, or not enough to cover the whole transaction, the remainder will be taken from your bank account. If you don’t have a bank account confirmed with PayPal, your debit or credit card will be charged instead.

The payment method hierarchy is as follows:


1. PayPal Balance.
2. Instant Bank Transfer.
3. Credit or Debit Card.

4. eCheque.

 

I hope this helps explain

Paula 

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Badreddin
Badreddin Member
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Re: Not using my payPal balance to pay for something?

Hello,

 

I've a PayPal Balance, still when i try to pay with PayPal it deduct from my Credit Card.

How can i solve this issue?

 

BTW my
Account Type: Business
Status: Verified

and my balance not in pending status.

 

Regards,

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kernowlass
kernowlass Volunteer Advisor
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Re: Not using my payPal balance to pay for something?

Was the transaction you tried to use the balance for an international one?

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Badreddin
Badreddin Member
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Re: Not using my payPal balance to pay for something?

My Visa from Saudi Arabia.

I want to renew WHMCS and other scripts. with my PayPal balance but PayPal doesn'g give me this option.

 

 

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kernowlass
kernowlass Volunteer Advisor
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Re: Not using my payPal balance to pay for something?

You can't use a paypal balance to pay for things internationally.

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Badreddin
Badreddin Member
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Re: Not using my payPal balance to pay for something?

Is this just for Suaid Arabia Visa?
because my friend in UAE can use PayPal Balance without any issue.

 

Thank you for your reply :smileyhappy:

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kernowlass
kernowlass Volunteer Advisor
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Re: Not using my payPal balance to pay for something?

I'll rephrase my above post, you can't use a paypal balance to pay for international items unless the paypal balance is in the currency of that country. 

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bmallos
bmallos New Community Member
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Re: Not using my payPal balance to pay for something?

That doesnt help solve the problem I too want to use a credit card to purchase something for my business and need to use the company credit card. I have enough available balance to cover it but I'm not paying for it, so I need an option to pay with a credit card.

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cjpj
cjpj New Community Member
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Re: Not using my payPal balance to pay for something?

Hi, i have a paypal balance, but is there any way i can register a credit card, and pay with that

through paypal, leaving my paypal balance intact 

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