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After you spend $10,000 with credit card(s), PayPal won't let you do it anymore, and gives you the option of having your account verified or getting their credit card.
I have the same problem. I am seriously uncomfortable giving Paypal my bank account information. I refuse to do it and so can no longer use Paypal. I asked them to close my account completely (which they said they did but in fact didn't do) instead. We had our bank account info stolen and I wouldn't be surprised if it was from my husband's Paypal account. It was a huge hassle and we ended up having to change banks because of it. Payal really needs to come up with an alternative or a new service needs to come up that doesn't require disclosing that information. Business opportunity anyone?
(4) Times I've tried to get their verified credit card. (4) times I was told they could not process my application as written and I'd have to wait another 30 days to try again. I've been without a usable account for 120 days now! This is BS! If my credit was bad I'd never of been able to spend $10,000.00 on my own card. Its frustrating as **bleep**! Ebay will be taking a $$$ hit over this as I read lots of folks just like me are having the same issues. **bleep** I'm lucky to of found my way into this board to post this. Once paypal reads it it will most likely be taken down. Paypal its a SCAM!!!!!!!!! My credit card still works. Verify this!!!