PayPal is a DISGRACE!!!!!!!!
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I've never seen such imcompetence in my life. I play online chess. A few days ago they said they were going to cancel my account because I had no money in paypal. So, I went to transfer money from my banking account and it's going to take... ready for this? FIVE DAYS!!! ARE YOU KIDDING ME? FIVE DAYS TO TRANSFER MONEY???? YOU ARE DISGRACEFUL!!!
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Since Paypal is not a bank and must make sure that the funds they receive are "settled funds", 5 days is quite reasonable, actually.
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I couldn't agree more!!!!! They have no idea what they are doing and I think some of the things they do are against the law. If not, then some of the things they do like putting a hold on visa gift cards and taking money from a debit card and holding it for 5 days before they refund it back on to the debit card should be against the law!!!!!: smileytongue:
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It shouldn't take ANY DAYS!!!! That wait bul**hit of 3-4 days or longer is pure B.S.! It should be on there virtually instantly!!! this is the 21st Century....electronic payments and such dont take ANYTIME at all and its all automated....which also SHOULD eliminate that "Business" days...garbage as well. All that stuff can be instant....even on Saturdays and Sundays.
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I couldn't agree more...
I recieved a payment instantly from an ebay customer to my paypal account. They were gonna keep it for 3-5 "business days" unless i pay £5.00 (and they already have taken £2,00) to give it to me in 24hours.So why is it that a payment made from an account via card (on e-bay) instantly turns up in my palpal account & it takes 3 days to get to my bank. I'll tell you why so they can hold it in a high instrest account & earn big fat paycheck for it... So they can make money off our money as well as charging us personally to recieve our own money in good time.. Unbelieveable. Cheques are being written out of the game because its old school..Palpay is just as bad, transactions are INSTANT these days. This is a liberty.
This is absolutely disjusting.. Considering they monopolise the market of such a monster as e-bay, you would of thought they would look after their obidient customers..
Im furious..
I suggest to everyone, to make a complaint with e-bay & paypal & write to your local MP..
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Hi everyone,
I can elaborate more on why it takes so long for a bank to clear a transaction.
Like Surplusdealdude said we are not a bank and when a payment/transfer is initiated from a bank it does take about 3-5 business days. The reason being is that we use the Automated Clearing House (ACH) process. This is done through the federal reserve and PayPal has no control over this process. 😞 If you make a payment using the "instant transfer" method we pay your seller for you and we wait the 3-5 business days for your bank to clear your funds. We are making it as fast as possible this way.
Hope this explains things.
**Helmute**
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