I have been researching this for a month or better now! I have been on the phone, chat, email, with Paypal credit, Paypal, Paypal business reps and techs! For all of which are of NO success!! For my only success in being able to use my Paypal credit is when checking out on a site I select the PAYPAL CREDIT button (not the Paypal button, for that is by having inside your Paypal account your default funding source Paypal credit cause it will only try & use a credit card that is linked inside your Paypal) you will only see the Paypal button and then their (the site your on) website option continue to checkout (DONT SELECT PAYPAL) select continue and there when you see credit card options the PALPAL CREDIT option is now available (sometimes Paypal also) that when you want to select PAYPAL CREDIT, fill in your birth date and last 4 of social it will ask you if you have a Paypal and to sign in!
SO in my research and self conclusion is that if YOU applied for Paypal CREDIT while in the process of checking out via a website and they offer apply either bill me later or Paypal credit now and you select then to apply and are approve then link your Paypal credit to your Paypal CREDIT (BILL ME LATER) your credit will never be able to be used as payment other then the above way I explained ^^^^^^^^
I have tried everything changing to a business account ,personal account, with a credit card, without a credit card, with a bank account, without a bank account, with a mobile linked, without a mobile link, with Paypal here, with Paypal me, selecting Paypal (not Paypal credit) …..I have done it all nothing has worked ! THIS HAS BEEN THE ONLY way to use my Paypal credit! I cant use it for the options in which Paypal ADVERTISES ei., sending money to friends or family, paying for good and services, easy mobile check out, easy fast checkout at a store! I have read entire forums on this subject and am very disgusted with the fact Paypal has been aware of this issue and has yet to take the necessary actions to correct this PROBLEM that’s be on going and goes back as when they took over Bill Me Later they to had same issues!!I think folks just get so tired of trying and trying to get it to work as default payment and just simply give up or by then they will have Paypal (comesdy bank) demanding their money for the first purchase they made which is the start of this issue!
THIS IS AN ONGOING ISSUE GLITCH IN THE SOFWARE ON PAYPALS END THAT SHOULD HAVE BEEN ADDRESS FAR TO LONG AGO! AFTER ALL THE INTEREST AND MONEY THEY HAVE MADE OF US THIS IS A SAD SIMPLE ISSUE Paypal HAS NEGLECTED TO FIX!! FALSE ADVERTISING IN THE LEAST NOW THAT THEIR SERVICE DOESNT PROVIDE THE FITURES IN WHICH I HAVE BEEN TOLD I GET THIS HAVING Paypal CREDIT. BOTH COMEDITY BANK AND Paypal SHOULD BE ASHAMED
